OAI-SE Fine-Tuning vs RAG vs Prompt Caching MEDIUM
PRODUCTION SCENARIO
Calder Asset Management wants an assistant that writes in the firm's house style and quotes prices for roughly 4,000 tickers that move throughout the trading day. The team has two years of analyst notes and a live price feed.

Which design meets both requirements?

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Show answer and explanation

Answer: Fine-tune on the analyst notes for style, and look prices up through a tool call per request

Fine-tuning is for format and behaviour the model should carry into every response, while current facts arrive at request time through retrieval or a tool call. Re-running the tune each night bakes in numbers that are wrong by the next tick, a nightly price table in the prompt cannot hold 4,000 tickers or track intraday moves, and training on style and prices together still leaves the numbers frozen at the training cut.
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